Ruth is a financial counselor for NYLAG’s Single Stop CUNY work.  Ruth is a certified consumer credit counselor by the National Foundation for Credit Counseling (NFCC) and a volunteer with Volunteer Income Tax Assistance (VITA).  Ruth worked  over 7 years with GreenPath Debt Solutions, where she served as a financial counselor and counseled clients in debt counseling, debt management, housing counseling services, student loan counseling, credit report review and pre bankruptcy financial counseling. Prior to joining NYLAG she was a financial counselor for Single Stop at Westchester Community College, where she counseled students and their families to help achieve financial readiness and financially empower students upon graduation. Ruth is fluent in Spanish and holds a Bachelors of Business Administration in Accounting with a minor in Visual Communications from Dowling College.